พบทั้งหมด 0 ( 0.1 วินาที )
จากนี้ไปทุกธุรกรรมทางการเงินของคุณจะกลายเป็นเรื่องง่ายด้วยบริการ อินเทอร์เน็ตแบงก์กิ้ง สามารถทำธุรกรรมกับ K-Bank ได้ทุกที่ทุกเวลา
A provident fund is a fund voluntarily established by employees and their employers, comprising contributions of employees who are the provident fund’s members along with the contribution of the employer. The objective of a provident fund is to provide a guarantee to its members and their families in case of members’ resignation, retirement, disability or death. A provident fund consists of four components, i.e.,
The employee’s contribution to the fund by deduction from the employee’s monthly salary.
Benefits that come from investment of employee contribution
The employer’s contribution to the fund for the employee who is the fund’s member, in accordance with the fund’s regulations.
Benefits that come from investment of employer contribution
A large-sized fund established by the sole employer, with specific regulations and investment policy. This type of fund is suitable for organizations having considerable start up funds.
A fund established by many employers, with common key regulations and investment policy. Each employer may determine specific criteria for their provident fund in the part of specific fund regulations. This type of fund is suitable for organizations that first set up the provident fund. There is no limitation for the number of members or the start up fund size.
Invests in debt instruments, issued or guaranteed by governments and agencies, state and provincial governmental entities, bank deposits/bank notes, debt instrument issued or certified, avaled, endorsed by bank or financial institution. The average portfolio duration of all instruments is restricted to less than 1 year.
Risk level : Low to Moderate (Level 3)
Invests in debt instruments issued or guaranteed by governments and agencies, state and provincial governmental entities, bank deposits/bank notes, debt instrument issued or certified, avaled, endorsed by bank or financial institution, or by companies.
Risk level : Low to Moderate (Level 4)
Invest in bank deposits, certificates of deposit, bills of exchange, government and state enterprise bonds, debentures, common stocks, unit trusts, etc. Invest in common stocks not greater than 10%.
Risk level : Moderate (Level 5.1)
This policy invests in bonds and equities, which invest in equity not over than 25%. And not more than 5% in alternative investment.
Risk level : Moderate (Level 5.2)
This policy invests in bonds and equities, which invest in domestic not over than 15% and global equity not over than 10%. And not more than 5% in alternative investment.
Invest in equity such as common stock, preferred stock, unit trust that invest in stock with average portion not less than 80 percent. And invest in alternative investment such as property fund, infrastructure fund, REITs and gold fund not more than 5%
Risk level : High (Level 6)
Mainly invests in unit trust of foreign equity funds.
Mainly invests global equities, bonds and global REITs.
Risk level : Moderate to High (Level 5.4)
Invests in SET50.
This policy invests both domestically and internationally securities or instruments related to property and/or infrastructure.
Risk level : Very High (Level 8)
The fund mainly invests in at least 2 foreign mutual funds and will reduce the proportion of investment in risky assets to suit the increasing age of investors. Active Management Strategy is applied.
Risk level : Moderate (Level 5.6)
Focusing on investing in units of K Gold Fund-A(A) which mainly invests in SPDR Gold Trust (USD) ("Master Fund") not less than 80% of NAV. The Master Fund will invest in gold to reflect the performance of the price of gold bullion, less the Fund's expenses, with the objective of getting Index Tracking returns.